CHAPTER I. INSURANCE AGAINST DEATH AND DISABILITY. The distinction between systems of insurance on the one hand and systems of death benefits on the other is not so much one of quality as of quantity. Legally the distinction lies in the fact that in the case of insurance a signed contract known as a policy is given to the insured, while in the case of a benefit no policy is issued. This difference is... more...

THE TELL-TALE."How all occasions do inform against me!"Shakspeare.ROSAMOND EVERING was one of those indiscreet mischievous girls who are in the daily practice of repeating every thing they see and hear; particularly all the unpleasant remarks, and unfavourable opinions that happen to be unguardedly expressed in their presence. She did not content herself with relating only as much as she... more...

THE RAFT. Although the Venture was by no means so large a raft as many that Winn Caspar had watched glide down the Mississippi, he considered it about the finest craft of that description ever put together. He was also a little more proud of it than of anything else in the whole world. Of course he excepted his brave soldier father, who had gone to the war as a private, to come home when it was all... more...

CHAPTER I. HARRY WALTON. "I am sorry to part with you, Harry," said Professor Henderson. "You have been a very satisfactory and efficient assistant, and I shall miss you." "Thank you, sir," said Harry. "I have tried to be faithful to your interests." "You have been so," said the Professor emphatically. "I have had perfect confidence in you, and this has... more...

THE BABY ESKIMO The little Eskimo away up in the northern part of British America has a pretty hard time of it, as you may know when you think how cold it is there. He is born in a snow hut, and when he is but a few hours old he is carried on his mother's back out upon the ice, and around and around in circles and after a while through deep snow back to the hut. If that does not kill him, the... more...

The Med Ship Esclipus Twenty rode in overdrive while her ship's company drank coffee. Calhoun sipped at a full cup of strong brew, while Murgatroyd the tormal drank from the tiny mug suited to his small, furry paws. The astrogation unit showed the percentage of this overdrive hop covered up to now, and the needle was almost around to the stop pin. There'd been a warning gong an hour ago,... more...

LIGHT ON THE PATH I These rules are written for all disciples:Attend you to them. Before the eyes can see, they must be incapable of tears. Before the ear can hear, it must have lost its sensitiveness. Before the voice can speak in the presence of the Masters it must have lost the power to wound. Before the soul can stand in the presence of the Masters its feet must be washed in the blood of the heart.... more...

CHAPTER I. NAGENDRA'S JOURNEY BY BOAT. agendra Natha Datta is about to travel by boat. It is the month Joisto (May—June), the time of storms. His wife, Surja Mukhi, had adjured him, saying, "Be careful; if a storm arises be sure you fasten the boat to the shore. Do not remain in the boat." Nagendra had consented to this, otherwise Surja Mukhi would not have permitted him to leave home;... more...

CHAPTER I. HOW THE CHILDREN PLAYED. When news of the War first came to Polpier, Nicholas Nanjivell (commonly known as Nicky-Nan) paid small attention to it, being preoccupied with his own affairs. Indeed, for some days the children knew more about it than he, being tragically concerned in it—poor mites!—though they took it gaily enough. For Polpier lives by the fishery, and of the fishermen a large... more...

Miracastle: The initial landing had been made on a flat plateau among steep, foreboding mountains which seemed to float through briefly cleared air. In the distance a sharp rock formation stood revealed like an etching: a castle of iron-gray stone whose form had been carved by alien winds and eroded by acid tears from acid clouds. Far above was a halo where the sun should be. The sun was an orange star... more...