CHAPTER I The Nature, Functions, and Classification of Banking Institutions The terms, "bank" and "banking," are applied to institutions and to businesses which differ considerably in character, functions, and methods, but which nevertheless have certain common features which justify their being grouped together. We can best prepare the way for a discussion of these differences and... more...

Out to Sea I had this story from one who had no business to tell it to me, or to any other. I may credit the seductive influence of an old vintage upon the narrator for the beginning of it, and my own skeptical incredulity during the days that followed for the balance of the strange tale. When my convivial host discovered that he had told me so much, and that I was prone to doubtfulness, his foolish... more...

Introduction VERY soon after the decease of my beloved father-in-law I began to receive letters pressing upon me the desirableness of issuing as soon as possible a memoir of him and his work. The well-known autobiography, entitled "Narrative of the Lord's Dealings with George Müller," had been, and was still being, so greatly used by God in the edification of believers and the conversion... more...

Lecture One. GIRLHOOD. If the angels look down upon earth and behold any natural object with especial delight, it must be Girlhood. And yet if they are not gifted with prophetic vision, they must tremble with fearful solicitude while they gaze delighted. There is a fearfulness in the beauty of Girlhood which mingles anxiety in the cup of admiration. No good being can look upon it without casting a... more...

AN ACCOUNT OF THE LIFE OF THE AUTHOR. DR. GARNETT was born at Casterton, near Kirkby Lonsdale, Westmoreland, on the 21st of April, 1766. During the first fifteen years of his life, he remained with his parents, and was instructed by them in the precepts of the established church of England, from which he drew that scheme of virtue, by which every action of his future life was to be governed. The only... more...

HOMER'S ODYSSEY.   BOOK FIRST—INTRODUCTION. The Odyssey starts by organizing itself; it maps out its own structure in what may be called a General Introduction. Herein lies a significant difference between it and the Iliad, which has simply an Invocation to the Muse, and then leaps into the thick of the action. The Iliad, accordingly, does not formulate its own organization, which fact has been... more...

STORY I CURLY TWISTYTAIL IS NAMED Once upon a time, not so very many years ago, in the days when there were fairies and giants and all things like that, there lived in a little house, on the edge of a wood, a family of pigs. Now these pigs weren't like the pigs, which perhaps you children have seen on most farms. No, indeed! They were just the nicest cleanest, sweetest pigs you ever dreamed... more...

The Panama Canal conflict is due to the fact that the Governments of Great Britain and the United States do not agree upon the interpretation of Article III, No. 1, of the Hay-Pauncefote Treaty of September 18, 1901, which stipulates as follows:— "The Canal shall be free and open to the vessels of commerce and of war of all nations..., on terms of entire equality, so that there shall be no... more...

Preface The stories in this Fairy Book come from all quarters of the world. For example, the adventures of 'Ball-Carrier and the Bad One' are told by Red Indian grandmothers to Red Indian children who never go to school, nor see pen and ink. 'The Bunyip' is known to even more uneducated little ones, running about with no clothes at all in the bush, in Australia. You may see... more...

THE OWNER OF NEW YORK Percy Darrow, a young man of scientific training, indolent manners, effeminate appearance, hidden energy, and absolute courage, lounged through the doors of the Atlas Building. Since his rescue from the volcanic island that had witnessed the piratical murder of his old employer, Doctor Schermerhorn, the spectacular dissolution of the murderers, and his own imprisonment in a cave... more...