CHAPTER I The Nature, Functions, and Classification of Banking Institutions The terms, "bank" and "banking," are applied to institutions and to businesses which differ considerably in character, functions, and methods, but which nevertheless have certain common features which justify their being grouped together. We can best prepare the way for a discussion of these differences and... more...

CHAPTER I Near sunset, one day in early October, not too long ago for some of us to remember with distinctness, Mr. Foss, United States consul at Florence, Italy, took a cab, as on other days, to the Porta Romana. Here, where the out-of-town tariff comes into effect, he paid his man, and set out to walk the rest of the way, thus meeting the various needs he felt: that for economy,–he was a family man... more...

HOW TROY WAS TAKEN. The far-famed Helen, wife of King Menelaus of Sparta, was the most beautiful woman in the world. And from her beauty and faithlessness came the most celebrated of ancient wars, with death and disaster to numbers of famous heroes and the final ruin of the ancient city of Troy. The story of these striking events has been told only in poetry. We propose to tell it again in sober prose.... more...

On October 10, 1856, about four hundred people were camped in Tasajara Valley, California. It could not have been for the prospect, since a more barren, dreary, monotonous, and uninviting landscape never stretched before human eye; it could not have been for convenience or contiguity, as the nearest settlement was thirty miles away; it could not have been for health or salubrity, as the breath of the... more...

My father, after meeting with a severe reverse of fortune, dies, and my sisters and I are left destitute.—Our faithful old black nurse Mammy, takes care of my sisters, while I, invited by a former acquaintance, Captain Willis of the “Chieftain,” sail with him on a trading voyage to the coast of Africa. Our school was breaking up for the midsummer holidays—north, south, east, and west we sped to... more...

EMERSON'S WIFE AND OTHER WESTERN STORIES Nick Ellhorn awoke and looked around the room with curiosity and interest, but without surprise. He had no recollection of having entered it the night before, and he was lying across the bed fully clothed. But he had long ago ceased to feel surprise over a matter of that sort. His next movement was to reach for his revolver, and he gave a grunt of... more...

Recently I set myself to put down what I believe. I did this with no idea of making a book, but at the suggestion of a friend and to interest a number of friends with whom I was associated. We were all, we found, extremely uncertain in our outlook upon life, about our religious feelings and in our ideas of right and wrong. And yet we reckoned ourselves people of the educated class and some of us talk... more...

THE COMING OF THE PILGRIMS The Pilgrims and Puritans, whose migration to the New World marks the beginning of permanent settlement in New England, were children of the same age as the enterprising and adventurous pioneers of England in Virginia, Bermuda, and the Caribbean. It was the age in which the foundations of the British Empire were being laid in the Western Continent. The "spacious times of... more...

PREFACE. This Volume contains the argument, drawn from the Plays usually attributed to Shakspere, in support of a theory which the author of it has demonstrated by historical evidences in another work. Having never read this historical demonstration (which remains still in manuscript, with the exception of a preliminary chapter, published long ago in an American periodical), I deem it necessary to cite... more...

olitude! Where under trees and sky shall you find it? The more solitary the recluse and the more confirmed and grounded his seclusion, the wider and more familiar becomes the circle of his social environment, until at length, like a very dryad of old, the birds build and sing in his branches and the "wee wild beasties" nest in his pockets. If he fails to be aware of the fact, more's the... more...